You can use the law to help the mortgage foreclosure on your home, but you need to know what your options are and what you are looking for. Your best bet is to hire a real estate lawyer to the foreclosure documents you receive as well as your credit for a mistake.

The Truth in Lending Act can be the perfect ally for you to stop mortgage foreclosure, if you want to call into question the validity of your mortgage loan. If you go this route, you must prove that your originating loan were wrong. The area where this really comes into play, if your mortgage company to an error in the disclosure of financial crucial piece of information. If this is the case, it is possible that your loan could even be canceled. Here is where it is very important to an attorney who is familiar with Regulation Z (has many of the requirements for the Truth in Lending Act).

Some truth in lending areas could help ensure that the mortgage foreclosure, you might want to have your attorney review your loan:

- Your mortgage company with more money in your escrow account when they are allowed.
- Not that the information in the documents, which describes how to get rid of your private mortgage insurance.
- Failure to adjust your ARM (Adjustable Rate Mortgage) correctly.
- No referral fees to the originator of the mortgage.

If you try, the Truth in Lending Act to stop mortgage foreclosure, you need to make sure that your lawyer will go through all of your loan documents with a microscope. Errors, mistakes or contradictions could mean the difference between a position to mortgage foreclosure and losing your house.

Some other legal ways that you have available to you to stop mortgage foreclosure are:

- If you can prove that your mortgage company lost all of your payments. After a clear and detailed records of these are your best defense.
- If you have an FHA-insured loan, you should have received information about preforeclosure counseling. This is required by law for the FHA-insured loans.
- If your mortgage company accepts payment from you after foreclosure has been on the front page.

If you try to act to help the mortgage foreclosure, you need a real estate attorney who is well versed in the truth in lending law foreclosure and documentation. This is definitely a battle, you do not want to fight on your own. For more free information about how to stop mortgage foreclosure on http://www.Stopping-Home-Foreclosure.com